Winning Bizness Sports Desk
Mumbai. Railways are the main means of travel for the people of India wherein millions of Indians travel by train every day. When an unfortunate incidents take place that cause accident during a train journey, passengers' relatives are helped by the railway with treatment assistance in the form of ex-gratia. However, you must have noticed that insurance is mentioned on your train ticket and whenever a passenger dies during the train journey, their nominee gets compensation from the insurance company. But do they get help if they are injured in a train accident? Everyone must have asked such a question. Do the injured get insurance benefits? So the answer is yes. When you book a train ticket, your ticket is insured against any emergency. After booking the ticket online, you will receive an email. which contains insurance details.
Rs 2 lakh to 10 lakh as insurance
If you are injured during the trip, the insurance company covers the cost of your treatment. The insurance company pays up to Rs 2 lakh for the treatment of the injured person after a passenger is admitted to the hospital. If a person is partially disabled, this amount increases to Rs 7.5 lakh. Indian Railways makes people aware about these facilities from time to time. In case a person gets totally disabled in an accident while traveling by train, a compensation of Rs 10 lakh is paid in that case. In such a case, if you want an insurance benefit, you have to click on an option while booking the ticket. It has to say that yes, I want the insurance facility. You should fill your nominee details while booking the ticket. Failure to do so may result in difficulty in obtaining compensation.
What in the case of death?
In case of death due to accident or calamity during the journey, a compensation of Rs 10 lakh is paid to the relatives of the deceased. Even in this case, nominee details are required to be filled to avail the compensation facility. If you don't, it becomes difficult for the family to get compensation after your death. This facility is for travel only. It means the station from which you start your journey and where it ends. This facility will not be available if any disaster occurs after your last station.
